Side-by-side · Q2 2026 data
The First National Bank of Coleraine vs Grand Rapids State Bank
Metric by metric
| Measure | The First National Bank of Coleraine | Grand Rapids State Bank |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 26 | 50 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 88 | 88 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 29th | 84th |
| Total assets | $112.0M | $261.1M |
| Deposits / shares | $105.1M | $234.1M |
| Capital ratio | 7.63% | 10.03% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.03% | -0.03% (stronger) |
| Return on assets | 0.65% | 2.22% (stronger) |
| Loans ÷ deposits | 39.4% (stronger) | 60.1% |
| Uninsured deposits | 26.1% | 25.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Rapids State Bank has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Coleraine leads on 2 and Grand Rapids State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.