Side-by-side · Q2 2026 data
The First National Bank of Dighton vs The Farmers State Bank
Metric by metric
| Measure | The First National Bank of Dighton | The Farmers State Bank |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 20 | 42 (stronger) |
| Earnings | 68 | 73 (stronger) |
| Funding & liquidity | 48 | 88 (stronger) |
| Problem-loan coverage | 78 | 81 (stronger) |
| Peer percentile | 24th | 45th |
| Total assets | $88.5M | $84.7M |
| Deposits / shares | $66.5M | $77.0M |
| Capital ratio | 16.08% (stronger) | 13.64% |
| Problem loans | 2.39% | 1.74% (stronger) |
| Net charge-offs | 0.33% | -0.08% (stronger) |
| Return on assets | 1.21% | 1.32% (stronger) |
| Loans ÷ deposits | 93.0% | 59.6% (stronger) |
| Uninsured deposits | 32.1% | 26.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.6% |
The Farmers State Bank has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Dighton leads on 1 and The Farmers State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.