Side-by-side · Q2 2026 data
The First National Bank of East Texas vs East Texas Professional Credit Union
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | The First National Bank of East Texas | East Texas Professional Credit Union |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 47 | 86 (stronger) |
| Earnings | 78 | 91 (stronger) |
| Funding & liquidity | 64 | 75 (stronger) |
| Problem-loan coverage | 77 | 95 (stronger) |
| Peer percentile | 19th | 98th |
| Total assets | $594.8M | $1.4B |
| Deposits / shares | $536.7M | $1.2B |
| Capital ratio | 9.96% | 19.38% (stronger) |
| Problem loans | 1.58% | 0.41% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.38% |
| Return on assets | 1.45% | 1.78% (stronger) |
| Loans ÷ deposits | 76.5% (stronger) | 84.9% |
| Uninsured deposits | 32.9% | 2.1% (stronger) |
| Offices | 12 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 23.5% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of East Texas leads on 2 and East Texas Professional Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gilmer, TX