Side-by-side · Q2 2026 data
The First National Bank of East Texas vs Eastman Credit Union
Metric by metric
| Measure | The First National Bank of East Texas | Eastman Credit Union |
|---|---|---|
| TellerScore | 60 | 91 (stronger) |
| Capital cushion | 50 | 99 (stronger) |
| Loan quality | 47 | 90 (stronger) |
| Earnings | 78 | 98 (stronger) |
| Funding & liquidity | 64 | 67 (stronger) |
| Problem-loan coverage | 77 | 96 (stronger) |
| Peer percentile | 19th | 96th |
| Total assets | $594.8M | $10.2B |
| Deposits / shares | $536.7M | $8.6B |
| Capital ratio | 9.96% | 14.87% (stronger) |
| Problem loans | 1.58% | 0.31% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.38% |
| Return on assets | 1.45% | 1.95% (stronger) |
| Loans ÷ deposits | 76.5% (stronger) | 93.2% |
| Uninsured deposits | 32.9% | 12.7% (stronger) |
| Offices | 12 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 26.9% |
Eastman Credit Union has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of East Texas leads on 2 and Eastman Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.