Side-by-side · Q2 2026 data
The First National Bank of East Texas vs First National Bank of Huntsville
Metric by metric
| Measure | The First National Bank of East Texas | First National Bank of Huntsville |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 50 | 83 (stronger) |
| Loan quality | 47 | 98 (stronger) |
| Earnings | 78 | 90 (stronger) |
| Funding & liquidity | 64 | 86 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $594.8M | $584.9M |
| Deposits / shares | $536.7M | $501.6M |
| Capital ratio | 9.96% | 13.29% (stronger) |
| Problem loans | 1.58% | 0.05% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.45% | 1.74% (stronger) |
| Loans ÷ deposits | 76.5% | 69.7% (stronger) |
| Uninsured deposits | 32.9% | 19.2% (stronger) |
| Offices | 12 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 5.4% |
First National Bank of Huntsville has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of East Texas leads on 1 and First National Bank of Huntsville on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.