Side-by-side · Q2 2026 data
The First National Bank of Ely vs GenuBank
Metric by metric
| Measure | The First National Bank of Ely | GenuBank |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 75 (stronger) | 36 |
| Funding & liquidity | 69 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 68th | 61st |
| Total assets | $132.9M | $253.2M |
| Deposits / shares | $119.3M | $204.7M |
| Capital ratio | 10.52% | 15.93% (stronger) |
| Problem loans | 0.00% (stronger) | 0.68% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.38% (stronger) | 0.39% |
| Loans ÷ deposits | 18.1% (stronger) | 74.0% |
| Uninsured deposits | 43.4% | 40.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Ely has the higher TellerScore (77 vs 75). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Ely leads on 4 and GenuBank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.