GenuBank is a state-chartered bank headquartered in Las Vegas, Nevada, in business for about 18 years. At the end of Q2 2026 it reported $253.2M in total assets and $204.7M in deposits, with 3 offices.
GenuBank has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 61% of its 2,650 banks with $100 million – $1 billion. Among 14 banks headquartered in Nevada, it ranks 8th. Capital cushion contributes the most (100/100, 15.93%); earnings contributes the least (36/100, 0.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 14 points (89 → 75), mostly because the earnings component weakened by 50 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 78 |
| Q4 2024 | 81 |
| Q1 2025 | 87 |
| Q2 2025 | 89 |
| Q3 2025 | 86 |
| Q4 2025 | 85 |
| Q1 2026 | 79 |
| Q2 2026 | 75 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 20.78% |
| Q3 2024 | 19.31% |
| Q4 2024 | 19.83% |
| Q1 2025 | 18.34% |
| Q2 2025 | 18.20% |
| Q3 2025 | 17.20% |
| Q4 2025 | 16.68% |
| Q1 2026 | 16.22% |
| Q2 2026 | 15.93% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.23% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.31% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.31% |
| Q2 2026 | 0.68% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.47% |
| Q4 2024 | 0.83% |
| Q1 2025 | 1.57% |
| Q2 2025 | 1.65% |
| Q3 2025 | 1.49% |
| Q4 2025 | 1.48% |
| Q1 2026 | 0.61% |
| Q2 2026 | 0.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $253.2M | 15.93% | 0.68% | 0.39% | 74.0% |
| Q1 2026 | 79 | $241.7M | 16.22% | 0.31% | 0.61% | 82.8% |
| Q4 2025 | 85 | $221.1M | 16.68% | 0.26% | 1.48% | 94.9% |
| Q3 2025 | 86 | $235.1M | 17.20% | 0.31% | 1.49% | 86.2% |
| Q2 2025 | 89 | $205.6M | 18.20% | 0.07% | 1.65% | 97.9% |
| Q1 2025 | 87 | $201.2M | 18.34% | 0.24% | 1.57% | 89.7% |
| Q4 2024 | 81 | $204.0M | 19.83% | 0.23% | 0.83% | 83.0% |
| Q3 2024 | 78 | $178.2M | 19.31% | 0.00% | 0.47% | 86.4% |
| Q2 2024 | 77 | $165.5M | 20.78% | 0.00% | 0.04% | 86.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nevada
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Valley Bank of NevadaBank North Las Vegas, NV | 61 out of 100, Moderate | $240.8M | 10.3% | 0.61% | vs |
| Nevada Bank and Trust CompanyBank Caliente, NV | 82 out of 100, Strong | $217.5M | 13.0% | 0.05% | vs |
| First Security Bank of NevadaBank Las Vegas, NV | 84 out of 100, Strong | $297.7M | 26.3% | 0.70% | vs |
| Town & Country BankBank Las Vegas, NV | 87 out of 100, Very strong | $206.9M | 14.9% | 0.00% | vs |
| The First National Bank of ElyBank Ely, NV | 77 out of 100, Strong | $132.9M | 10.5% | 0.00% | vs |
| Lexicon BankBank Las Vegas, NV | 64 out of 100, Moderate | $446.2M | 9.8% | 0.74% | vs |
Deposit insurance
Is my money safe at GenuBank?
Yes. GenuBank is an FDIC-insured institution (FDIC certificate #58806). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 40.4% of deposits ($82.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
GenuBank lists 2 offices in 1 city. Most locations:
- Las Vegas, NV (2)
Identity & history
Profile
- Legal name
- GenuBank
- Former names
- Kirkwood Bank of Nevada
- Type
- State-chartered bank
- FDIC certificate #
- 58806
- RSSD ID
- 3720336
- Primary regulator
- FDIC
- Holding company
- Jbnv Holding Corp
- Established
- June 2, 2008
- Headquarters
- 8488 Rozita Lee Ave, Las Vegas, NV 89113
- Website
- www.genubank.com
- Employees
- 29
Quick answers
GenuBank: common questions
Is GenuBank FDIC insured?
Yes. GenuBank is an FDIC-insured institution (FDIC certificate #58806). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is GenuBank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has GenuBank ever failed?
There is no failure record for FDIC certificate #58806 in the FDIC failed bank list.
How many branches does GenuBank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Las Vegas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One Nevada Credit UnionCredit union Las Vegas, NV | 93 out of 100, Very strong | $1.5B | 16.7% | 0.31% | vs |
| Town & Country BankBank Las Vegas, NV | 87 out of 100, Very strong | $206.9M | 14.9% | 0.00% | vs |
| American First National BankBank Houston, TX | 87 out of 100, Very strong | $2.9B | 14.4% | 0.42% | vs |
| First Security Bank of NevadaBank Las Vegas, NV | 84 out of 100, Strong | $297.7M | 26.3% | 0.70% | vs |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |