Side-by-side · Q2 2026 data
The First National Bank of Ely vs Lexicon Bank
Metric by metric
| Measure | The First National Bank of Ely | Lexicon Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 55 (stronger) | 48 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 75 (stronger) | 72 |
| Funding & liquidity | 69 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 68th | 26th |
| Total assets | $132.9M | $446.2M |
| Deposits / shares | $119.3M | $400.1M |
| Capital ratio | 10.52% (stronger) | 9.77% |
| Problem loans | 0.00% (stronger) | 0.74% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.38% (stronger) | 1.29% |
| Loans ÷ deposits | 18.1% (stronger) | 49.5% |
| Uninsured deposits | 43.4% (stronger) | 60.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Ely has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ely leads on 7 and Lexicon Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.