TellerScore

Lexicon Bank (FDIC certificate #59117) is based in Las Vegas, Nevada. Its Q2 2026 call report shows $446.2M in total assets and $400.1M in deposits and 1 office.

Lexicon Bank has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,650 banks with $100 million – $1 billion. Among 14 banks headquartered in Nevada, it ranks 11th. Problem-loan coverage contributes the most (94/100, 3.2%); capital cushion contributes the least (48/100, 9.77%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Tier 1 leverage ratio: 9.77%
Loan quality75/100
Noncurrent loans ÷ total loans: 0.74%
Earnings72/100
Return on assets (annualized): 1.29%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 49.5% · 60.4% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (55 → 64), mostly because the earnings component improved by 15 points.

TellerScore
556269Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202469
Q4 202468
Q1 202562
Q2 202555
Q3 202558
Q4 202561
Q1 202663
Q2 202664
Tier 1 leverage ratio
5.00%7.73%10.45%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.84%
Q3 202410.06%
Q4 202410.45%
Q1 20259.34%
Q2 20258.39%
Q3 20258.96%
Q4 20259.18%
Q1 20269.72%
Q2 20269.77%
Noncurrent loans
0.00%0.52%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.26%
Q1 20250.25%
Q2 20251.04%
Q3 20250.93%
Q4 20250.79%
Q1 20260.75%
Q2 20260.74%
Return on assets
0.65%0.97%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 20240.75%
Q4 20240.77%
Q1 20250.65%
Q2 20250.93%
Q3 20251.04%
Q4 20251.12%
Q1 20261.20%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$446.2M9.77%0.74%1.29%49.5%
Q1 202663$460.0M9.72%0.75%1.20%48.4%
Q4 202561$432.7M9.18%0.79%1.12%49.9%
Q3 202558$440.7M8.96%0.93%1.04%47.2%
Q2 202555$386.0M8.39%1.04%0.93%49.5%
Q1 202562$401.4M9.34%0.25%0.65%47.0%
Q4 202468$287.5M10.45%0.26%0.77%66.2%
Q3 202469$289.9M10.06%0.00%0.75%63.9%
Q2 202468$298.6M9.84%0.00%0.70%62.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.77%
26th
Total risk-based capital22.22%
90th
Problem loans0.74%
35th
Net charge-offs0.00%
52nd
Return on assets1.29%
53rd
Net interest margin4.39%
74th
Efficiency ratio62.2%
50th
Loans to deposits49.5%
92nd
Uninsured deposits60.4%
2nd
Loan-loss reserves1.63%
85th
Texas ratio3.2%
46th

Similar-size banks in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
GenuBankBank Las Vegas, NV75 out of 100, Strong$253.2M15.9%0.68%vs
Valley Bank of NevadaBank North Las Vegas, NV61 out of 100, Moderate$240.8M10.3%0.61%vs
Nevada Bank and Trust CompanyBank Caliente, NV82 out of 100, Strong$217.5M13.0%0.05%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
Eaglemark Savings BankBank Reno, NV93 out of 100, Very strong$755.7M23.7%0.00%vs

Deposit insurance

Is my money safe at Lexicon Bank?

Yes. Lexicon Bank is an FDIC-insured institution (FDIC certificate #59117). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 60.4% of deposits ($241.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.77%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 22.22% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Lexicon Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lexicon Bank
Type
State-chartered bank
FDIC certificate #
59117
RSSD ID
5412457
Primary regulator
FDIC
Holding company
Lexicon Bcorp
Established
August 12, 2019
Headquarters
330 S Rampart Blvd, Las Vegas, NV 89145
Employees
57

Quick answers

Lexicon Bank: common questions

Is Lexicon Bank FDIC insured?

Yes. Lexicon Bank is an FDIC-insured institution (FDIC certificate #59117). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Lexicon Bank's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Lexicon Bank ever failed?

There is no failure record for FDIC certificate #59117 in the FDIC failed bank list.

How many branches does Lexicon Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Las Vegas

InstitutionScoreAssetsCapitalProblem loansCompare
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
Armed Forces Bank, National AssociationBank Fort Leavenworth, KS83 out of 100, Strong$1.4B13.9%1.21%vs
First Savings BankBank Beresford, SD83 out of 100, Strong$1.6B19.3%0.90%vs