Side-by-side · Q2 2026 data
The First National Bank of Ely vs Town & Country Bank
Metric by metric
| Measure | The First National Bank of Ely | Town & Country Bank |
|---|---|---|
| TellerScore | 77 | 87 (stronger) |
| Capital cushion | 55 | 99 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 69 (stronger) | 23 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 68th | 91st |
| Total assets | $132.9M | $206.9M |
| Deposits / shares | $119.3M | $169.9M |
| Capital ratio | 10.52% | 14.86% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.38% | 2.31% (stronger) |
| Loans ÷ deposits | 18.1% (stronger) | 101.7% |
| Uninsured deposits | 43.4% (stronger) | 47.2% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (87 vs 77). On the 5 directional measures above (where higher or lower is clearly better), The First National Bank of Ely leads on 2 and Town & Country Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.