Headquartered in Las Vegas, Nevada, Town & Country Bank is a state-chartered bank with $206.9M in total assets and $169.9M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 2002.
Based on its Q2 2026 filing, Town & Country Bank scores 87/100, which we describe as very strong. That is higher than 91% of 2,650 banks with $100 million – $1 billion. Among 14 banks headquartered in Nevada, it ranks 2nd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (23/100; 102% loans-to-deposits, 47% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (83 → 87), mostly because the loan quality component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 91 |
| Q4 2024 | 90 |
| Q1 2025 | 90 |
| Q2 2025 | 83 |
| Q3 2025 | 89 |
| Q4 2025 | 86 |
| Q1 2026 | 87 |
| Q2 2026 | 87 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.42% |
| Q3 2024 | 16.68% |
| Q4 2024 | 15.06% |
| Q1 2025 | 15.90% |
| Q2 2025 | 15.53% |
| Q3 2025 | 15.31% |
| Q4 2025 | 13.70% |
| Q1 2026 | 14.40% |
| Q2 2026 | 14.86% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.74% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.36% |
| Q3 2024 | 2.38% |
| Q4 2024 | 2.35% |
| Q1 2025 | 2.39% |
| Q2 2025 | 2.42% |
| Q3 2025 | 2.49% |
| Q4 2025 | 2.37% |
| Q1 2026 | 2.28% |
| Q2 2026 | 2.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $206.9M | 14.86% | 0.00% | 2.31% | 101.7% |
| Q1 2026 | 87 | $226.5M | 14.40% | 0.00% | 2.28% | 89.4% |
| Q4 2025 | 86 | $231.9M | 13.70% | 0.00% | 2.37% | 80.6% |
| Q3 2025 | 89 | $212.6M | 15.31% | 0.00% | 2.49% | 91.0% |
| Q2 2025 | 83 | $209.8M | 15.53% | 0.74% | 2.42% | 86.2% |
| Q1 2025 | 90 | $198.4M | 15.90% | 0.00% | 2.39% | 89.3% |
| Q4 2024 | 90 | $183.1M | 15.06% | 0.00% | 2.35% | 93.3% |
| Q3 2024 | 91 | $185.3M | 16.68% | 0.00% | 2.38% | 88.4% |
| Q2 2024 | 90 | $182.1M | 16.42% | 0.00% | 2.36% | 93.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nevada
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nevada Bank and Trust CompanyBank Caliente, NV | 82 out of 100, Strong | $217.5M | 13.0% | 0.05% | vs |
| Valley Bank of NevadaBank North Las Vegas, NV | 61 out of 100, Moderate | $240.8M | 10.3% | 0.61% | vs |
| GenuBankBank Las Vegas, NV | 75 out of 100, Strong | $253.2M | 15.9% | 0.68% | vs |
| The First National Bank of ElyBank Ely, NV | 77 out of 100, Strong | $132.9M | 10.5% | 0.00% | vs |
| First Security Bank of NevadaBank Las Vegas, NV | 84 out of 100, Strong | $297.7M | 26.3% | 0.70% | vs |
| Lexicon BankBank Las Vegas, NV | 64 out of 100, Moderate | $446.2M | 9.8% | 0.74% | vs |
Deposit insurance
Is my money safe at Town & Country Bank?
Yes. Town & Country Bank is an FDIC-insured institution (FDIC certificate #57312). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.2% of deposits ($80.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.86%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Town & Country Bank lists 4 offices in 1 city. Most locations:
- Las Vegas, NV (4)
Identity & history
Profile
- Legal name
- Town & Country Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57312
- RSSD ID
- 3067929
- Primary regulator
- FDIC
- Holding company
- R Dean Phillips Bk Tr Dated 11-19-2004
- Established
- April 15, 2002
- Headquarters
- 8620 W Tropicana Ave, Las Vegas, NV 89147
- Website
- www.tcbanknv.bank
- Employees
- 23
Quick answers
Town & Country Bank: common questions
Is Town & Country Bank FDIC insured?
Yes. Town & Country Bank is an FDIC-insured institution (FDIC certificate #57312). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Town & Country Bank's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Town & Country Bank ever failed?
There is no failure record for FDIC certificate #57312 in the FDIC failed bank list.
How many branches does Town & Country Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Las Vegas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One Nevada Credit UnionCredit union Las Vegas, NV | 93 out of 100, Very strong | $1.5B | 16.7% | 0.31% | vs |
| American First National BankBank Houston, TX | 87 out of 100, Very strong | $2.9B | 14.4% | 0.42% | vs |
| First Security Bank of NevadaBank Las Vegas, NV | 84 out of 100, Strong | $297.7M | 26.3% | 0.70% | vs |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |
| Armed Forces Bank, National AssociationBank Fort Leavenworth, KS | 83 out of 100, Strong | $1.4B | 13.9% | 1.21% | vs |
| Wells Fargo National Bank WestBank Las Vegas, NV | 82 out of 100, Strong | $8.8B | 19.2% | 0.97% | vs |