Side-by-side · Q2 2026 data
The First National Bank of Evant vs Citizens State Bank
Metric by metric
| Measure | The First National Bank of Evant | Citizens State Bank |
|---|---|---|
| TellerScore | 78 | 83 (stronger) |
| Capital cushion | 48 | 70 (stronger) |
| Loan quality | 87 (stronger) | 83 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 72nd | 84th |
| Total assets | $199.4M | $190.6M |
| Deposits / shares | $180.4M | $165.7M |
| Capital ratio | 9.83% | 12.04% (stronger) |
| Problem loans | 0.38% (stronger) | 0.50% |
| Net charge-offs | 0.03% (stronger) | 0.26% |
| Return on assets | 2.32% (stronger) | 1.91% |
| Loans ÷ deposits | 73.1% | 72.8% (stronger) |
| Uninsured deposits | 19.6% (stronger) | 20.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Evant leads on 4 and Citizens State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.