Side-by-side · Q2 2026 data
The First National Bank of Evant vs Educators Credit Union
Metric by metric
| Measure | The First National Bank of Evant | Educators Credit Union |
|---|---|---|
| TellerScore | 78 | 99 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 87 | 94 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 72nd | 100th |
| Total assets | $199.4M | $609.5M |
| Deposits / shares | $180.4M | $484.8M |
| Capital ratio | 9.83% | 20.32% (stronger) |
| Problem loans | 0.38% | 0.17% (stronger) |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 2.32% (stronger) | 2.30% |
| Loans ÷ deposits | 73.1% | 28.4% (stronger) |
| Uninsured deposits | 19.6% | 7.9% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Educators Credit Union has the higher TellerScore (99 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Evant leads on 1 and Educators Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Gatesville, TX