Side-by-side · Q2 2026 data
The First National Bank of Evant vs Lone Star Bank
Metric by metric
| Measure | The First National Bank of Evant | Lone Star Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 48 | 77 (stronger) |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 82 (stronger) | 53 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 72nd | 68th |
| Total assets | $199.4M | $202.3M |
| Deposits / shares | $180.4M | $176.0M |
| Capital ratio | 9.83% | 12.65% (stronger) |
| Problem loans | 0.38% | 0.29% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 2.32% (stronger) | 1.19% |
| Loans ÷ deposits | 73.1% (stronger) | 98.9% |
| Uninsured deposits | 19.6% (stronger) | 22.4% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Evant has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Evant leads on 4 and Lone Star Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.