Side-by-side · Q2 2026 data
The First National Bank of Fairfax vs MidCountry Bank
Metric by metric
| Measure | The First National Bank of Fairfax | MidCountry Bank |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 64 (stronger) | 61 |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 30th | 66th |
| Total assets | $35.6M | $1.1B |
| Deposits / shares | $21.9M | $835.8M |
| Capital ratio | 38.46% (stronger) | 13.00% |
| Problem loans | 8.68% | 0.90% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 1.10% (stronger) | 1.03% |
| Loans ÷ deposits | 42.8% (stronger) | 86.6% |
| Uninsured deposits | 9.6% (stronger) | 26.4% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
MidCountry Bank has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fairfax leads on 5 and MidCountry Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.