Side-by-side · Q2 2026 data
The First National Bank of Fairfax vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Fairfax | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 64 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 30th | 56th |
| Total assets | $35.6M | $29.9M |
| Deposits / shares | $21.9M | $24.9M |
| Capital ratio | 38.46% (stronger) | 14.16% |
| Problem loans | 8.68% | 0.12% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.10% (stronger) | 0.31% |
| Loans ÷ deposits | 42.8% (stronger) | 106.4% |
| Uninsured deposits | 9.6% | 0.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minnesota First Credit and Savings, Incorporated has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fairfax leads on 4 and Minnesota First Credit and Savings, Incorporated on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.