Side-by-side · Q2 2026 data
The First National Bank of Fort Smith vs First Security Bank
Metric by metric
| Measure | The First National Bank of Fort Smith | First Security Bank |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 85 | 95 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 60 | 62 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 86th | 99th |
| Total assets | $2.3B | $8.6B |
| Deposits / shares | $2.0B | $6.8B |
| Capital ratio | 11.08% | 15.60% (stronger) |
| Problem loans | 0.44% | 0.14% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.47% |
| Return on assets | 2.04% (stronger) | 1.85% |
| Loans ÷ deposits | 77.4% | 66.1% (stronger) |
| Uninsured deposits | 35.6% (stronger) | 44.3% |
| Offices | 24 | 77 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 6.6% |
First Security Bank has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fort Smith leads on 3 and First Security Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.