Side-by-side · Q2 2026 data
The First National Bank of Fort Smith vs The Corner Stone Bank
Metric by metric
| Measure | The First National Bank of Fort Smith | The Corner Stone Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 67 |
| Capital cushion | 61 | 72 (stronger) |
| Loan quality | 85 (stronger) | 43 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 60 | 69 (stronger) |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 86th | 34th |
| Total assets | $2.3B | $211.4M |
| Deposits / shares | $2.0B | $183.4M |
| Capital ratio | 11.08% | 12.18% (stronger) |
| Problem loans | 0.44% (stronger) | 1.72% |
| Net charge-offs | 0.03% (stronger) | 0.88% |
| Return on assets | 2.04% (stronger) | 1.53% |
| Loans ÷ deposits | 77.4% (stronger) | 91.3% |
| Uninsured deposits | 35.6% | 7.8% (stronger) |
| Offices | 24 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
The First National Bank of Fort Smith has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fort Smith leads on 5 and The Corner Stone Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.