Side-by-side · Q2 2026 data
The First National Bank of Frederick vs Dakota Plains Credit Union
Bank
The First National Bank of Frederick
Frederick, South Dakota · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Frederick | Dakota Plains Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 67 |
| Capital cushion | 77 (stronger) | 73 |
| Loan quality | 100 (stronger) | 68 |
| Earnings | 32 | 55 (stronger) |
| Funding & liquidity | 89 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 60th | 34th |
| Total assets | $28.8M | $93.3M |
| Deposits / shares | $25.5M | $81.1M |
| Capital ratio | 12.71% (stronger) | 12.27% |
| Problem loans | 0.00% (stronger) | 0.96% |
| Net charge-offs | 0.00% (stronger) | 0.24% |
| Return on assets | 0.29% | 0.88% (stronger) |
| Loans ÷ deposits | 16.2% (stronger) | 100.7% |
| Uninsured deposits | 25.3% | 11.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Frederick has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Frederick leads on 5 and Dakota Plains Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.