Side-by-side · Q2 2026 data
The First National Bank of Germantown vs Bank419
Metric by metric
| Measure | The First National Bank of Germantown | Bank419 |
|---|---|---|
| TellerScore | 63 (stronger) | 55 |
| Capital cushion | 35 | 43 (stronger) |
| Loan quality | 84 (stronger) | 53 |
| Earnings | 43 | 43 |
| Funding & liquidity | 89 (stronger) | 84 |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 22nd | 14th |
| Total assets | $96.2M | $98.3M |
| Deposits / shares | $85.4M | $89.0M |
| Capital ratio | 8.49% | 9.27% (stronger) |
| Problem loans | 0.47% (stronger) | 1.42% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 0.58% (stronger) | 0.58% |
| Loans ÷ deposits | 68.4% (stronger) | 76.4% |
| Uninsured deposits | 17.5% | 14.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Germantown has the higher TellerScore (63 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Germantown leads on 5 and Bank419 on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.