Side-by-side · Q2 2026 data
The First National Bank of Gilbert vs Virginia Coop Credit Union
Metric by metric
| Measure | The First National Bank of Gilbert | Virginia Coop Credit Union |
|---|---|---|
| TellerScore | 59 | 78 (stronger) |
| Capital cushion | 21 | 66 (stronger) |
| Loan quality | 95 (stronger) | 71 |
| Earnings | 46 | 79 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 18th | 59th |
| Total assets | $86.0M | $45.7M |
| Deposits / shares | $76.0M | $40.6M |
| Capital ratio | 7.12% | 11.55% (stronger) |
| Problem loans | 0.16% (stronger) | 0.86% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 0.66% | 1.48% (stronger) |
| Loans ÷ deposits | 91.2% | 56.5% (stronger) |
| Uninsured deposits | 14.8% | 3.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Virginia Coop Credit Union has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Gilbert leads on 2 and Virginia Coop Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.