Side-by-side · Q2 2026 data
The First National Bank of Gordon vs Flatwater Bank
Metric by metric
| Measure | The First National Bank of Gordon | Flatwater Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 56 |
| Capital cushion | 91 (stronger) | 44 |
| Loan quality | 57 (stronger) | 41 |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 53 | 72 (stronger) |
| Problem-loan coverage | 94 (stronger) | 71 |
| Peer percentile | 75th | 13th |
| Total assets | $357.5M | $367.7M |
| Deposits / shares | $305.6M | $320.8M |
| Capital ratio | 14.09% (stronger) | 9.38% |
| Problem loans | 1.30% (stronger) | 1.76% |
| Net charge-offs | 0.17% | 0.02% (stronger) |
| Return on assets | 2.73% (stronger) | 1.27% |
| Loans ÷ deposits | 37.2% (stronger) | 84.7% |
| Uninsured deposits | 57.3% | 18.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Gordon has the higher TellerScore (79 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Gordon leads on 5 and Flatwater Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.