TellerScore

The First National Bank of Gordon is a national bank headquartered in Gordon, Nebraska, in business for about 137 years. At the end of Q2 2026 it reported $357.5M in total assets and $305.6M in deposits, with 1 office.

Based on its Q2 2026 filing, The First National Bank of Gordon scores 79/100, which we describe as strong. That is higher than 75% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 44th. Its strongest component is earnings (100/100; 2.73%), and its lowest is funding & liquidity (53/100; 37% loans-to-deposits, 57% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Tier 1 leverage ratio: 14.09%
Loan quality57/100
Noncurrent loans ÷ total loans: 1.30%
Earnings100/100
Return on assets (annualized): 2.73%
Funding & liquidity53/100
Loans ÷ deposits and uninsured-deposit share: 37.2% · 57.3% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (72 → 79), mostly because the capital cushion component improved by 18 points.

TellerScore
727781Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202481
Q4 202476
Q1 202572
Q2 202572
Q3 202576
Q4 202576
Q1 202675
Q2 202679
Tier 1 leverage ratio
5.00%9.55%14.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.46%
Q3 202413.14%
Q4 202412.33%
Q1 202512.31%
Q2 202512.26%
Q3 202513.25%
Q4 202513.07%
Q1 202613.65%
Q2 202614.09%
Noncurrent loans
0.66%1.08%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.66%
Q3 20240.70%
Q4 20240.98%
Q1 20251.36%
Q2 20251.39%
Q3 20251.25%
Q4 20251.23%
Q1 20261.50%
Q2 20261.30%
Return on assets
2.73%3.10%3.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.47%
Q3 20243.27%
Q4 20243.03%
Q1 20253.19%
Q2 20253.12%
Q3 20253.12%
Q4 20253.01%
Q1 20263.03%
Q2 20262.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$357.5M14.09%1.30%2.73%37.2%
Q1 202675$373.0M13.65%1.50%3.03%34.4%
Q4 202576$364.1M13.07%1.23%3.01%34.4%
Q3 202576$370.8M13.25%1.25%3.12%33.1%
Q2 202572$374.9M12.26%1.39%3.12%32.3%
Q1 202572$387.3M12.31%1.36%3.19%31.8%
Q4 202476$333.6M12.33%0.98%3.03%39.9%
Q3 202481$355.4M13.14%0.70%3.27%36.9%
Q2 202480$321.1M12.46%0.66%3.47%43.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.09%
82nd
Total risk-based capital37.74%
98th
Problem loans1.30%
22nd
Net charge-offs0.17%
14th
Return on assets2.73%
97th
Net interest margin4.50%
80th
Efficiency ratio39.4%
96th
Loans to deposits37.2%
97th
Uninsured deposits57.3%
2nd
Loan-loss reserves3.04%
99th
Texas ratio2.8%
49th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
F&M BankBank West Point, NE83 out of 100, Strong$354.6M11.8%0.07%vs
Flatwater BankBank Gothenburg, NE56 out of 100, Moderate$367.7M9.4%1.76%vs
First Nebraska BankBank Valley, NE75 out of 100, Strong$371.4M10.3%0.23%vs
Premier Bank National AssociationBank Omaha, NE71 out of 100, Strong$342.4M12.6%1.21%vs
First Community BankBank Beemer, NE66 out of 100, Moderate$342.3M9.1%0.40%vs
Pathway BankBank Cairo, NE54 out of 100, Below average$338.1M12.4%3.85%vs

Deposit insurance

Is my money safe at The First National Bank of Gordon?

Yes. The First National Bank of Gordon is an FDIC-insured institution (FDIC certificate #5410). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 57.3% of deposits ($175.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 37.74% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

The First National Bank of Gordon lists 1 office in 1 city. Most locations:

  • Gordon, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
The First National Bank of Gordon
Type
National bank
FDIC certificate #
5410
RSSD ID
3252
Primary regulator
OCC
Holding company
Isham Management Co
Established
January 1, 1889
Headquarters
134 N Main St, Gordon, NE 69343
Employees
43

Quick answers

The First National Bank of Gordon: common questions

Is The First National Bank of Gordon FDIC insured?

Yes. The First National Bank of Gordon is an FDIC-insured institution (FDIC certificate #5410). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The First National Bank of Gordon's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The First National Bank of Gordon ever failed?

There is no failure record for FDIC certificate #5410 in the FDIC failed bank list.

How many branches does The First National Bank of Gordon have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Gordon

InstitutionScoreAssetsCapitalProblem loansCompare
Security First BankBank Lincoln, NE65 out of 100, Moderate$2.3B8.3%0.17%vs
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%vs