Side-by-side · Q2 2026 data
The First National Bank of Granbury vs First Command Bank
Metric by metric
| Measure | The First National Bank of Granbury | First Command Bank |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 71 (stronger) | 52 |
| Loan quality | 74 | 86 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 72nd | 93rd |
| Total assets | $946.3M | $1.1B |
| Deposits / shares | $835.3M | $966.1M |
| Capital ratio | 12.13% (stronger) | 10.20% |
| Problem loans | 0.78% | 0.42% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.54% |
| Return on assets | 1.32% | 2.31% (stronger) |
| Loans ÷ deposits | 62.8% | 50.6% (stronger) |
| Uninsured deposits | 16.3% | 5.1% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
First Command Bank has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Granbury leads on 2 and First Command Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.