Side-by-side · Q2 2026 data
The First National Bank of Granbury vs Texas Bank
Metric by metric
| Measure | The First National Bank of Granbury | Texas Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 71 (stronger) | 56 |
| Loan quality | 74 | 85 (stronger) |
| Earnings | 73 (stronger) | 68 |
| Funding & liquidity | 96 (stronger) | 61 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 72nd | 43rd |
| Total assets | $946.3M | $953.9M |
| Deposits / shares | $835.3M | $824.0M |
| Capital ratio | 12.13% (stronger) | 10.61% |
| Problem loans | 0.78% | 0.46% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.52% |
| Return on assets | 1.32% (stronger) | 1.20% |
| Loans ÷ deposits | 62.8% (stronger) | 83.9% |
| Uninsured deposits | 16.3% (stronger) | 28.5% |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 19.1% |
The First National Bank of Granbury has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Granbury leads on 6 and Texas Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.