Side-by-side · Q2 2026 data
The First National Bank of Granbury vs The First National Bank of Lipan
Metric by metric
| Measure | The First National Bank of Granbury | The First National Bank of Lipan |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 71 (stronger) | 56 |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 73 (stronger) | 57 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 72nd | 60th |
| Total assets | $946.3M | $25.9M |
| Deposits / shares | $835.3M | $23.1M |
| Capital ratio | 12.13% (stronger) | 10.64% |
| Problem loans | 0.78% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.32% (stronger) | 0.92% |
| Loans ÷ deposits | 62.8% | 32.1% (stronger) |
| Uninsured deposits | 16.3% | 6.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Granbury leads on 2 and The First National Bank of Lipan on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.