Side-by-side · Q2 2026 data
The First National Bank of Granbury vs Transpecos Banks, SSB
Metric by metric
| Measure | The First National Bank of Granbury | Transpecos Banks, SSB |
|---|---|---|
| TellerScore | 78 (stronger) | 14 |
| Capital cushion | 71 (stronger) | 17 |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 73 (stronger) | 0 |
| Funding & liquidity | 96 (stronger) | 58 |
| Problem-loan coverage | 92 (stronger) | 0 |
| Peer percentile | 72nd | 0th |
| Total assets | $946.3M | $972.1M |
| Deposits / shares | $835.3M | $872.0M |
| Capital ratio | 12.13% (stronger) | 6.67% |
| Problem loans | 0.78% (stronger) | 8.15% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.32% (stronger) | -1.57% |
| Loans ÷ deposits | 62.8% (stronger) | 74.9% |
| Uninsured deposits | 16.3% (stronger) | 39.8% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 14.3% |
The First National Bank of Granbury has the higher TellerScore (78 vs 14). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Granbury leads on 6 and Transpecos Banks, SSB on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.