Side-by-side · Q2 2026 data
The First National Bank of Grayson vs The Salyersville National Bank
Metric by metric
| Measure | The First National Bank of Grayson | The Salyersville National Bank |
|---|---|---|
| TellerScore | 79 | 89 (stronger) |
| Capital cushion | 80 | 92 (stronger) |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 93 (stronger) | 85 |
| Funding & liquidity | 73 (stronger) | 66 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 75th | 94th |
| Total assets | $371.9M | $163.5M |
| Deposits / shares | $325.5M | $125.2M |
| Capital ratio | 12.98% | 14.24% (stronger) |
| Problem loans | 0.96% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.06% |
| Return on assets | 1.84% (stronger) | 1.64% |
| Loans ÷ deposits | 72.9% (stronger) | 80.2% |
| Uninsured deposits | 27.4% (stronger) | 27.6% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.0% | — |
The Salyersville National Bank has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Grayson leads on 4 and The Salyersville National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.