Side-by-side · Q2 2026 data
The First National Bank of Groton vs Savannah Bank National Association
Metric by metric
| Measure | The First National Bank of Groton | Savannah Bank National Association |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 96 (stronger) | 39 |
| Loan quality | 46 | 92 (stronger) |
| Earnings | 72 (stronger) | 47 |
| Funding & liquidity | 97 (stronger) | 79 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 72nd | 31st |
| Total assets | $203.9M | $187.2M |
| Deposits / shares | $175.1M | $170.3M |
| Capital ratio | 14.58% (stronger) | 8.92% |
| Problem loans | 1.62% | 0.23% (stronger) |
| Net charge-offs | 0.08% | -0.05% (stronger) |
| Return on assets | 1.30% (stronger) | 0.66% |
| Loans ÷ deposits | 59.7% | 52.8% (stronger) |
| Uninsured deposits | 17.9% (stronger) | 33.9% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
The First National Bank of Groton has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Groton leads on 4 and Savannah Bank National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.