Side-by-side · Q2 2026 data
The First National Bank of Hooker vs Panhandle First Bank
Metric by metric
| Measure | The First National Bank of Hooker | Panhandle First Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 1 | 22 (stronger) |
| Earnings | 74 (stronger) | 37 |
| Funding & liquidity | 80 (stronger) | 75 |
| Problem-loan coverage | 75 | 76 (stronger) |
| Peer percentile | 26th | 13th |
| Total assets | $91.2M | $568.7M |
| Deposits / shares | $76.1M | $463.0M |
| Capital ratio | 16.33% (stronger) | 13.03% |
| Problem loans | 2.96% | 2.34% (stronger) |
| Net charge-offs | 0.01% (stronger) | 2.97% |
| Return on assets | 1.36% (stronger) | 0.42% |
| Loans ÷ deposits | 72.3% (stronger) | 75.6% |
| Uninsured deposits | 22.1% (stronger) | 23.4% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Hooker has the higher TellerScore (65 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hooker leads on 6 and Panhandle First Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.