The First National Bank of Hooker is a national bank headquartered in Hooker, Oklahoma, in business for about 112 years. At the end of Q2 2026 it reported $91.2M in total assets and $76.1M in deposits, with 1 office.
Based on its Q2 2026 filing, The First National Bank of Hooker scores 65/100, which we describe as moderate. That is higher than only 26% of 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 110th. Its strongest component is capital cushion (100/100; 16.33%), and its lowest is loan quality (1/100; 2.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (69 → 65), mostly because the loan quality component weakened by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 61 |
| Q4 2024 | 61 |
| Q1 2025 | 74 |
| Q2 2025 | 69 |
| Q3 2025 | 68 |
| Q4 2025 | 69 |
| Q1 2026 | 69 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.83% |
| Q3 2024 | 15.33% |
| Q4 2024 | 15.46% |
| Q1 2025 | 15.34% |
| Q2 2025 | 15.57% |
| Q3 2025 | 15.99% |
| Q4 2025 | 16.19% |
| Q1 2026 | 16.33% |
| Q2 2026 | 16.33% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.15% |
| Q3 2024 | 3.45% |
| Q4 2024 | 3.84% |
| Q1 2025 | 1.92% |
| Q2 2025 | 2.05% |
| Q3 2025 | 2.28% |
| Q4 2025 | 2.33% |
| Q1 2026 | 2.60% |
| Q2 2026 | 2.96% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.10% |
| Q3 2024 | 1.16% |
| Q4 2024 | 1.14% |
| Q1 2025 | 1.37% |
| Q2 2025 | 1.05% |
| Q3 2025 | 1.27% |
| Q4 2025 | 1.28% |
| Q1 2026 | 1.41% |
| Q2 2026 | 1.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $91.2M | 16.33% | 2.96% | 1.36% | 72.3% |
| Q1 2026 | 69 | $92.4M | 16.33% | 2.60% | 1.41% | 69.4% |
| Q4 2025 | 69 | $89.5M | 16.19% | 2.33% | 1.28% | 76.7% |
| Q3 2025 | 68 | $91.5M | 15.99% | 2.28% | 1.27% | 82.2% |
| Q2 2025 | 69 | $90.7M | 15.57% | 2.05% | 1.05% | 73.2% |
| Q1 2025 | 74 | $91.2M | 15.34% | 1.92% | 1.37% | 70.6% |
| Q4 2024 | 61 | $88.9M | 15.46% | 3.84% | 1.14% | 74.9% |
| Q3 2024 | 61 | $88.5M | 15.33% | 3.45% | 1.16% | 77.2% |
| Q2 2024 | 59 | $88.8M | 14.83% | 4.15% | 1.10% | 79.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Watonga, OK | 82 out of 100, Strong | $89.8M | 13.2% | 1.28% | vs |
| Community State BankBank Hennessey, OK | 41 out of 100, Below average | $89.7M | 7.5% | 2.85% | vs |
| The State Exchange BankBank Lamont, OK | 42 out of 100, Below average | $89.6M | 10.7% | 6.88% | vs |
| Bank of EufaulaBank Eufaula, OK | 68 out of 100, Moderate | $87.1M | 12.1% | 0.46% | vs |
| Southwest Bank of WeatherfordBank Weatherford, OK | 68 out of 100, Moderate | $86.0M | 13.5% | 2.47% | vs |
| American Exchange Bank, Lindsay, OklahomaBank Lindsay, OK | 88 out of 100, Very strong | $97.4M | 11.8% | 0.00% | vs |
Deposit insurance
Is my money safe at The First National Bank of Hooker?
Yes. The First National Bank of Hooker is an FDIC-insured institution (FDIC certificate #4123). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.1% of deposits ($16.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.33%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The First National Bank of Hooker lists 1 office in 1 city. Most locations:
- Hooker, OK (1)
Identity & history
Profile
- Legal name
- The First National Bank of Hooker
- Type
- National bank
- FDIC certificate #
- 4123
- RSSD ID
- 816256
- Primary regulator
- OCC
- Holding company
- Hooker National Bancshares Inc
- Established
- June 23, 1914
- Headquarters
- 119 N Broadway, Hooker, OK 73945
- Website
- www.hookerbank.com
- Employees
- 20
Quick answers
The First National Bank of Hooker: common questions
Is The First National Bank of Hooker FDIC insured?
Yes. The First National Bank of Hooker is an FDIC-insured institution (FDIC certificate #4123). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Hooker's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Hooker ever failed?
There is no failure record for FDIC certificate #4123 in the FDIC failed bank list.
How many branches does The First National Bank of Hooker have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hooker
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Community BankBank Liberal, KS | 85 out of 100, Very strong | $173.5M | 12.8% | 0.04% | vs |
| Anchor D BankBank Texhoma, OK | 80 out of 100, Strong | $404.5M | 10.5% | 0.00% | vs |
| Bank of the PlainsBank Plains, KS | 71 out of 100, Strong | $445.6M | 9.3% | 0.44% | vs |
| Golden Plains Credit UnionCredit union Garden City, KS | 70 out of 100, Strong | $1.0B | 13.2% | 1.06% | vs |
| Equity BankBank Andover, KS | 65 out of 100, Moderate | $7.7B | 10.6% | 1.18% | vs |
| The Bank of Beaver CityBank Beaver, OK | 60 out of 100, Moderate | $188.6M | 8.7% | 1.34% | vs |