Side-by-side · Q2 2026 data
The First National Bank of Hope vs C & R Credit Union
Metric by metric
| Measure | The First National Bank of Hope | C & R Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 88 (stronger) | 73 |
| Loan quality | 56 | 83 (stronger) |
| Earnings | 53 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 54th | 40th |
| Total assets | $83.4M | $4.3M |
| Deposits / shares | $74.1M | $3.8M |
| Capital ratio | 13.81% (stronger) | 12.28% |
| Problem loans | 1.33% | 0.51% (stronger) |
| Net charge-offs | 0.16% (stronger) | 2.22% |
| Return on assets | 0.82% (stronger) | 0.13% |
| Loans ÷ deposits | 59.8% (stronger) | 73.4% |
| Uninsured deposits | 13.1% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Hope has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hope leads on 5 and C & R Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.