The First National Bank of Hope is a national bank headquartered in Hope, Kansas, in business for about 103 years. At the end of Q2 2026 it reported $83.4M in total assets and $74.1M in deposits, with 3 offices.
The First National Bank of Hope has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 95th. Funding & liquidity contributes the most (100/100, 60% loans-to-deposits, 13% uninsured); earnings contributes the least (53/100, 0.82%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 22 points (53 → 75), mostly because the loan quality component improved by 56 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 47 |
| Q4 2024 | 47 |
| Q1 2025 | 48 |
| Q2 2025 | 53 |
| Q3 2025 | 53 |
| Q4 2025 | 50 |
| Q1 2026 | 53 |
| Q2 2026 | 75 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.23% |
| Q3 2024 | 13.06% |
| Q4 2024 | 13.21% |
| Q1 2025 | 13.50% |
| Q2 2025 | 14.02% |
| Q3 2025 | 13.91% |
| Q4 2025 | 12.84% |
| Q1 2026 | 13.19% |
| Q2 2026 | 13.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.57% |
| Q3 2024 | 6.75% |
| Q4 2024 | 6.25% |
| Q1 2025 | 6.33% |
| Q2 2025 | 5.86% |
| Q3 2025 | 6.09% |
| Q4 2025 | 4.57% |
| Q1 2026 | 4.60% |
| Q2 2026 | 1.33% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.45% |
| Q1 2026 | 0.62% |
| Q2 2026 | 0.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $83.4M | 13.81% | 1.33% | 0.82% | 59.8% |
| Q1 2026 | 53 | $85.6M | 13.19% | 4.60% | 0.62% | 64.7% |
| Q4 2025 | 50 | $89.6M | 12.84% | 4.57% | 0.45% | 65.7% |
| Q3 2025 | 53 | $79.9M | 13.91% | 6.09% | 0.48% | 61.1% |
| Q2 2025 | 53 | $82.1M | 14.02% | 5.86% | 0.51% | 64.3% |
| Q1 2025 | 48 | $85.4M | 13.50% | 6.33% | 0.31% | 66.9% |
| Q4 2024 | 47 | $87.5M | 13.21% | 6.25% | 0.28% | 62.6% |
| Q3 2024 | 47 | $87.8M | 13.06% | 6.75% | 0.28% | 65.4% |
| Q2 2024 | 57 | $86.5M | 13.23% | 2.57% | 0.50% | 64.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First State BankBank Ness City, KS | 92 out of 100, Very strong | $84.3M | 15.3% | 0.00% | vs |
| The Farmers State BankBank Wathena, KS | 72 out of 100, Strong | $84.7M | 13.6% | 1.74% | vs |
| The Farmers State BankBank Holton, KS | 83 out of 100, Strong | $86.3M | 12.7% | 0.45% | vs |
| CBW BankBank Weir, KS | 82 out of 100, Strong | $80.5M | 28.3% | 0.94% | vs |
| The Howard State Bank, Howard, KansasBank Howard, KS | 77 out of 100, Strong | $80.2M | 12.2% | 0.69% | vs |
| FNB WashingtonBank Washington, KS | 92 out of 100, Very strong | $87.8M | 25.9% | 0.18% | vs |
Deposit insurance
Is my money safe at The First National Bank of Hope?
Yes. The First National Bank of Hope is an FDIC-insured institution (FDIC certificate #4690). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 13.1% of deposits ($9.7M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.41% (benchmark: 10%).
3 locations
Branches
The First National Bank of Hope lists 3 offices in 3 cities. Most locations:
- Herington, KS (1)
- Hope, KS (1)
- Miltonvale, KS (1)
Identity & history
Profile
- Legal name
- The First National Bank of Hope
- Type
- National bank
- FDIC certificate #
- 4690
- RSSD ID
- 870856
- Primary regulator
- OCC
- Holding company
- Hope Bancshares Inc
- Established
- January 1, 1923
- Headquarters
- 112 N Main St, Hope, KS 67451
- Website
- www.fnbks.com
- Employees
- 17
Quick answers
The First National Bank of Hope: common questions
Is The First National Bank of Hope FDIC insured?
Yes. The First National Bank of Hope is an FDIC-insured institution (FDIC certificate #4690). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Hope's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Hope ever failed?
There is no failure record for FDIC certificate #4690 in the FDIC failed bank list.
How many branches does The First National Bank of Hope have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hope
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Solomon State BankBank Solomon, KS | 95 out of 100, Very strong | $182.6M | 19.0% | 0.00% | vs |
| Cottonwood Valley BankBank Cedar Point, KS | 90 out of 100, Very strong | $38.1M | 14.4% | 0.00% | vs |
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| The Citizens State Bank and Trust CompanyBank Council Grove, KS | 75 out of 100, Strong | $96.1M | 9.0% | 0.11% | vs |
| The Bennington State BankBank Salina, KS | 75 out of 100, Strong | $1.4B | 9.5% | 0.29% | vs |