Side-by-side · Q2 2026 data
The First National Bank of Hope vs The Farmers State Bank
Metric by metric
| Measure | The First National Bank of Hope | The Farmers State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 48 |
| Capital cushion | 88 (stronger) | 55 |
| Loan quality | 56 (stronger) | 0 |
| Earnings | 53 | 53 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 (stronger) | 61 |
| Peer percentile | 54th | 8th |
| Total assets | $83.4M | $19.5M |
| Deposits / shares | $74.1M | $17.4M |
| Capital ratio | 13.81% (stronger) | 10.47% |
| Problem loans | 1.33% (stronger) | 6.76% |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 0.82% | 0.83% (stronger) |
| Loans ÷ deposits | 59.8% | 36.0% (stronger) |
| Uninsured deposits | 13.1% | 4.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Hope has the higher TellerScore (75 vs 48). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hope leads on 3 and The Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.