Side-by-side · Q2 2026 data
The First National Bank of Hope vs The Howard State Bank, Howard, Kansas
Metric by metric
| Measure | The First National Bank of Hope | The Howard State Bank, Howard, Kansas |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 88 (stronger) | 72 |
| Loan quality | 56 | 77 (stronger) |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 44 |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 54th | 58th |
| Total assets | $83.4M | $80.2M |
| Deposits / shares | $74.1M | $71.1M |
| Capital ratio | 13.81% (stronger) | 12.21% |
| Problem loans | 1.33% | 0.69% (stronger) |
| Net charge-offs | 0.16% | -0.01% (stronger) |
| Return on assets | 0.82% | 2.31% (stronger) |
| Loans ÷ deposits | 59.8% (stronger) | 75.2% |
| Uninsured deposits | 13.1% (stronger) | 52.2% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Howard State Bank, Howard, Kansas has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hope leads on 3 and The Howard State Bank, Howard, Kansas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.