Side-by-side · Q2 2026 data
The First National Bank of Hughes Springs vs Community Bank
Bank
The First National Bank of Hughes Springs
Hughes Springs, Texas · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Hughes Springs | Community Bank |
|---|---|---|
| TellerScore | 63 | 82 (stronger) |
| Capital cushion | 60 | 69 (stronger) |
| Loan quality | 26 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 75 (stronger) | 44 |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 24th | 82nd |
| Total assets | $319.5M | $315.5M |
| Deposits / shares | $283.1M | $277.8M |
| Capital ratio | 11.04% | 11.95% (stronger) |
| Problem loans | 2.23% | 0.00% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 2.18% | 2.92% (stronger) |
| Loans ÷ deposits | 72.6% (stronger) | 88.7% |
| Uninsured deposits | 26.2% (stronger) | 39.8% |
| Offices | 16 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.1% |
Community Bank has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hughes Springs leads on 2 and Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.