Side-by-side · Q2 2026 data
The First National Bank of Hughes Springs vs East Texas Professional Credit Union
Bank
The First National Bank of Hughes Springs
Hughes Springs, Texas · $100 million – $1 billion
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | The First National Bank of Hughes Springs | East Texas Professional Credit Union |
|---|---|---|
| TellerScore | 63 | 90 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 26 | 86 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 75 | 75 |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $319.5M | $1.4B |
| Deposits / shares | $283.1M | $1.2B |
| Capital ratio | 11.04% | 19.38% (stronger) |
| Problem loans | 2.23% | 0.41% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.38% |
| Return on assets | 2.18% (stronger) | 1.78% |
| Loans ÷ deposits | 72.6% (stronger) | 84.9% |
| Uninsured deposits | 26.2% | 2.1% (stronger) |
| Offices | 16 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hughes Springs leads on 3 and East Texas Professional Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hughes Springs, TX
- Jefferson, TX
- Kilgore, TX
- Marshall, TX