Side-by-side · Q2 2026 data
The First National Bank of Hutchinson vs Garden Plain State Bank
Metric by metric
| Measure | The First National Bank of Hutchinson | Garden Plain State Bank |
|---|---|---|
| TellerScore | 78 | 88 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 89 (stronger) | 69 |
| Earnings | 77 | 98 (stronger) |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 86th | 92nd |
| Total assets | $1.2B | $191.5M |
| Deposits / shares | $1.0B | $162.0M |
| Capital ratio | 11.49% | 15.24% (stronger) |
| Problem loans | 0.33% (stronger) | 0.94% |
| Net charge-offs | 0.05% | -0.05% (stronger) |
| Return on assets | 1.42% | 1.95% (stronger) |
| Loans ÷ deposits | 84.0% | 35.0% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 35.2% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | 2.4% |
Garden Plain State Bank has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hutchinson leads on 2 and Garden Plain State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.