Side-by-side · Q2 2026 data
The First National Bank of Izard County vs Stone Bank
Metric by metric
| Measure | The First National Bank of Izard County | Stone Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 30 | 65 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 93 (stronger) | 66 |
| Peer percentile | 77th | 19th |
| Total assets | $234.8M | $950.7M |
| Deposits / shares | $160.0M | $757.7M |
| Capital ratio | 31.14% (stronger) | 8.37% |
| Problem loans | 2.09% | 1.04% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 2.90% (stronger) | 1.68% |
| Loans ÷ deposits | 72.2% (stronger) | 97.1% |
| Uninsured deposits | 15.5% | 9.4% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
The First National Bank of Izard County has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Izard County leads on 5 and Stone Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.