Side-by-side · Q2 2026 data
The First National Bank of Jeanerette vs United Community Bank
Metric by metric
| Measure | The First National Bank of Jeanerette | United Community Bank |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 50 | 95 (stronger) |
| Loan quality | 92 (stronger) | 76 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 41 | 59 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 53rd | 84th |
| Total assets | $646.5M | $665.5M |
| Deposits / shares | $577.8M | $560.0M |
| Capital ratio | 9.96% | 14.47% (stronger) |
| Problem loans | 0.23% (stronger) | 0.73% |
| Net charge-offs | 0.04% (stronger) | 0.17% |
| Return on assets | 2.14% (stronger) | 1.70% |
| Loans ÷ deposits | 93.6% | 89.4% (stronger) |
| Uninsured deposits | 38.2% | 25.3% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
United Community Bank has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Jeanerette leads on 3 and United Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.