TellerScore

The First National Bank of Jeanerette is a national bank headquartered in Jeanerette, Louisiana, in business for about 121 years. At the end of Q2 2026 it reported $646.5M in total assets and $577.8M in deposits, with 10 offices.

The First National Bank of Jeanerette has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 53% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 37th. Earnings contributes the most (100/100, 2.14%); funding & liquidity contributes the least (41/100, 94% loans-to-deposits, 38% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion50/100
Tier 1 leverage ratio: 9.96%
Loan quality92/100
Noncurrent loans ÷ total loans: 0.23%
Earnings100/100
Return on assets (annualized): 2.14%
Funding & liquidity41/100
Loans ÷ deposits and uninsured-deposit share: 93.6% · 38.2% uninsured
Problem-loan coverage91/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.62%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (70 → 73), mostly because the loan quality component improved by 12 points.

TellerScore
697274Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202469
Q4 202472
Q1 202574
Q2 202570
Q3 202572
Q4 202573
Q1 202673
Q2 202673
Tier 1 leverage ratio
5.00%7.72%10.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.35%
Q3 202410.43%
Q4 20249.93%
Q1 20259.96%
Q2 20259.99%
Q3 20259.73%
Q4 20259.60%
Q1 20269.56%
Q2 20269.96%
Noncurrent loans
0.14%0.47%0.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.65%
Q3 20240.80%
Q4 20240.32%
Q1 20250.19%
Q2 20250.60%
Q3 20250.30%
Q4 20250.14%
Q1 20260.18%
Q2 20260.23%
Return on assets
2.14%2.32%2.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.38%
Q3 20242.27%
Q4 20242.25%
Q1 20252.18%
Q2 20252.46%
Q3 20252.50%
Q4 20252.44%
Q1 20262.20%
Q2 20262.14%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$646.5M9.96%0.23%2.14%93.6%
Q1 202673$638.1M9.56%0.18%2.20%91.5%
Q4 202573$630.9M9.60%0.14%2.44%86.5%
Q3 202572$598.0M9.73%0.30%2.50%90.9%
Q2 202570$584.6M9.99%0.60%2.46%94.3%
Q1 202574$544.5M9.96%0.19%2.18%90.7%
Q4 202472$524.4M9.93%0.32%2.25%88.2%
Q3 202469$501.4M10.43%0.80%2.27%92.8%
Q2 202471$459.7M10.35%0.65%2.38%92.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.96%
30th
Total risk-based capital13.31%
59th
Problem loans0.23%
63rd
Net charge-offs0.04%
30th
Return on assets2.14%
90th
Net interest margin4.85%
89th
Efficiency ratio53.0%
77th
Loans to deposits93.6%
19th
Uninsured deposits38.2%
12th
Loan-loss reserves1.49%
78th
Texas ratio4.6%
38th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Home Federal BankBank Shreveport, LA65 out of 100, Moderate$644.0M9.3%0.63%vs
Homeland Federal Savings BankBank Columbia, LA59 out of 100, Moderate$657.8M9.2%0.99%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Delta BankBank Vidalia, LA67 out of 100, Moderate$632.0M10.0%1.04%vs
First National Bank of LouisianaBank Crowley, LA78 out of 100, Strong$631.1M11.0%0.00%vs
United Community BankBank Raceland, LA83 out of 100, Strong$665.5M14.5%0.73%vs

Deposit insurance

Is my money safe at The First National Bank of Jeanerette?

Yes. The First National Bank of Jeanerette is an FDIC-insured institution (FDIC certificate #4290). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 38.2% of deposits ($220.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.31% (benchmark: 10%).

Check how much of your own balance is covered

10 locations

Branches

The First National Bank of Jeanerette lists 9 offices in 9 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The First National Bank of Jeanerette
Type
National bank
FDIC certificate #
4290
RSSD ID
622037
Primary regulator
OCC
Holding company
Jeanerette 1st Natl Bcorp Inc
Established
June 5, 1905
Headquarters
1331 Main St, Jeanerette, LA 70544
Employees
105

Quick answers

The First National Bank of Jeanerette: common questions

Is The First National Bank of Jeanerette FDIC insured?

Yes. The First National Bank of Jeanerette is an FDIC-insured institution (FDIC certificate #4290). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The First National Bank of Jeanerette's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The First National Bank of Jeanerette ever failed?

There is no failure record for FDIC certificate #4290 in the FDIC failed bank list.

How many branches does The First National Bank of Jeanerette have?

10 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Jeanerette

InstitutionScoreAssetsCapitalProblem loansCompare
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Cabot Employees Credit UnionCredit union Franklin, LA89 out of 100, Very strong$1.3M27.0%0.00%vs
Gulf Coast BankBank Abbeville, LA86 out of 100, Very strong$513.7M14.7%0.63%vs
St. Mary Parish School Emp. Federal Credit UnionCredit union Franklin, LA85 out of 100, Very strong$455K22.7%0.49%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
3rd District Highway Federal Credit UnionCredit union Lafayette, LA79 out of 100, Strong$11.1M19.3%0.97%vs