Side-by-side · Q2 2026 data
The First National Bank of Johnson vs Arbor Bank
Metric by metric
| Measure | The First National Bank of Johnson | Arbor Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 41 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 82 |
| Peer percentile | 86th | 14th |
| Total assets | $95.6M | $701.7M |
| Deposits / shares | $78.3M | $607.8M |
| Capital ratio | 15.17% (stronger) | 8.69% |
| Problem loans | 0.00% (stronger) | 1.03% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 0.52% | 1.16% (stronger) |
| Loans ÷ deposits | 38.7% (stronger) | 97.3% |
| Uninsured deposits | 10.5% (stronger) | 25.7% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
The First National Bank of Johnson has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Johnson leads on 6 and Arbor Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.