The First National Bank of Johnson is a national bank headquartered in Johnson, Nebraska, in business for about 120 years. At the end of Q2 2026 it reported $95.6M in total assets and $78.3M in deposits, with 2 offices.
The First National Bank of Johnson has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 86% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 20th. Capital cushion contributes the most (100/100, 15.17%); earnings contributes the least (41/100, 0.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (86 → 88), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 83 |
| Q4 2024 | 83 |
| Q1 2025 | 85 |
| Q2 2025 | 86 |
| Q3 2025 | 86 |
| Q4 2025 | 86 |
| Q1 2026 | 88 |
| Q2 2026 | 88 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.14% |
| Q3 2024 | 16.19% |
| Q4 2024 | 15.53% |
| Q1 2025 | 15.47% |
| Q2 2025 | 15.41% |
| Q3 2025 | 15.64% |
| Q4 2025 | 15.48% |
| Q1 2026 | 15.18% |
| Q2 2026 | 15.17% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.18% |
| Q3 2024 | -0.18% |
| Q4 2024 | -0.07% |
| Q1 2025 | 0.17% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.23% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $95.6M | 15.17% | 0.00% | 0.52% | 38.7% |
| Q1 2026 | 88 | $96.6M | 15.18% | 0.00% | 0.46% | 38.8% |
| Q4 2025 | 86 | $93.3M | 15.48% | 0.00% | 0.23% | 42.4% |
| Q3 2025 | 86 | $91.4M | 15.64% | 0.00% | 0.26% | 39.7% |
| Q2 2025 | 86 | $92.4M | 15.41% | 0.00% | 0.22% | 37.2% |
| Q1 2025 | 85 | $92.9M | 15.47% | 0.00% | 0.17% | 37.7% |
| Q4 2024 | 83 | $90.4M | 15.53% | 0.00% | -0.07% | 43.3% |
| Q3 2024 | 83 | $92.6M | 16.19% | 0.00% | -0.18% | 40.6% |
| Q2 2024 | 83 | $94.8M | 16.14% | 0.00% | -0.18% | 39.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of LindsayBank Lindsay, NE | 63 out of 100, Moderate | $97.9M | 10.1% | 0.00% | vs |
| First Bank and Trust CompanyBank Minden, NE | 78 out of 100, Strong | $91.2M | 10.5% | 0.00% | vs |
| Chambers State BankBank Chambers, NE | 91 out of 100, Very strong | $89.2M | 24.7% | 0.39% | vs |
| Thayer County BankBank Hebron, NE | 81 out of 100, Strong | $88.5M | 13.0% | 0.32% | vs |
| Siouxland BankBank South Sioux City, NE | 88 out of 100, Very strong | $88.3M | 12.4% | 0.00% | vs |
| Bank of ElginBank Elgin, NE | 92 out of 100, Very strong | $87.3M | 13.5% | 0.00% | vs |
Deposit insurance
Is my money safe at The First National Bank of Johnson?
Yes. The First National Bank of Johnson is an FDIC-insured institution (FDIC certificate #5422). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.5% of deposits ($8.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The First National Bank of Johnson lists 2 offices in 2 cities. Most locations:
- Auburn, NE (1)
- Johnson, NE (1)
Identity & history
Profile
- Legal name
- The First National Bank of Johnson
- Type
- National bank
- FDIC certificate #
- 5422
- RSSD ID
- 563457
- Primary regulator
- OCC
- Holding company
- First Natl Johnson Bancshares
- Established
- May 6, 1906
- Headquarters
- 125 Main St, Johnson, NE 68378
- Website
- www.fnbjohnson.com
- Employees
- 12
Quick answers
The First National Bank of Johnson: common questions
Is The First National Bank of Johnson FDIC insured?
Yes. The First National Bank of Johnson is an FDIC-insured institution (FDIC certificate #5422). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Johnson's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Johnson ever failed?
There is no failure record for FDIC certificate #5422 in the FDIC failed bank list.
How many branches does The First National Bank of Johnson have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Johnson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Auburn State BankBank Auburn, NE | 91 out of 100, Very strong | $251.3M | 15.1% | 0.00% | vs |
| Countryside BankBank Unadilla, NE | 90 out of 100, Very strong | $118.5M | 15.2% | 0.35% | vs |
| Tecumseh Federal BankBank Tecumseh, NE | 83 out of 100, Strong | $53.1M | 21.3% | 0.17% | vs |
| Farmers and Merchants BankBank Milford, NE | 78 out of 100, Strong | $1.1B | 10.6% | 0.00% | vs |
| FirstBank of NebraskaBank Wahoo, NE | 77 out of 100, Strong | $498.1M | 11.2% | 0.89% | vs |
| Union Bank and Trust CompanyBank Lincoln, NE | 76 out of 100, Strong | $9.2B | 10.6% | 0.32% | vs |