Side-by-side · Q2 2026 data
The First National Bank of Johnson vs Bank of Elgin
Metric by metric
| Measure | The First National Bank of Johnson | Bank of Elgin |
|---|---|---|
| TellerScore | 88 | 92 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 | 100 |
| Earnings | 41 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 92nd |
| Total assets | $95.6M | $87.3M |
| Deposits / shares | $78.3M | $74.7M |
| Capital ratio | 15.17% (stronger) | 13.54% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.52% | 2.34% (stronger) |
| Loans ÷ deposits | 38.7% (stronger) | 76.7% |
| Uninsured deposits | 10.5% (stronger) | 20.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Elgin has the higher TellerScore (92 vs 88). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Johnson leads on 4 and Bank of Elgin on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.