Side-by-side · Q2 2026 data
The First National Bank of Johnson vs Union Bank and Trust Company
Metric by metric
| Measure | The First National Bank of Johnson | Union Bank and Trust Company |
|---|---|---|
| TellerScore | 88 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 41 | 86 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 86th | 80th |
| Total assets | $95.6M | $9.2B |
| Deposits / shares | $78.3M | $7.5B |
| Capital ratio | 15.17% (stronger) | 10.65% |
| Problem loans | 0.00% (stronger) | 0.32% |
| Net charge-offs | -0.01% (stronger) | 0.10% |
| Return on assets | 0.52% | 1.66% (stronger) |
| Loans ÷ deposits | 38.7% (stronger) | 91.6% |
| Uninsured deposits | 10.5% (stronger) | 11.8% |
| Offices | 2 | 37 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
The First National Bank of Johnson has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Johnson leads on 6 and Union Bank and Trust Company on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Auburn, NE