Side-by-side · Q2 2026 data
The First National Bank of Lacon vs Anna State Bank
Metric by metric
| Measure | The First National Bank of Lacon | Anna State Bank |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 68 | 75 (stronger) |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 67 (stronger) | 50 |
| Funding & liquidity | 69 | 92 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 72nd | 80th |
| Total assets | $103.7M | $111.6M |
| Deposits / shares | $92.7M | $97.1M |
| Capital ratio | 11.78% | 12.54% (stronger) |
| Problem loans | 0.14% | 0.02% (stronger) |
| Net charge-offs | 0.06% | 0.03% (stronger) |
| Return on assets | 1.18% (stronger) | 0.75% |
| Loans ÷ deposits | 71.1% | 44.6% (stronger) |
| Uninsured deposits | 33.4% | 22.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Anna State Bank has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Lacon leads on 1 and Anna State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.