Side-by-side · Q2 2026 data
The First National Bank of Lacon vs Cooperative Choice Network
Metric by metric
| Measure | The First National Bank of Lacon | Cooperative Choice Network |
|---|---|---|
| TellerScore | 78 (stronger) | 76 |
| Capital cushion | 68 | 77 (stronger) |
| Loan quality | 95 (stronger) | 88 |
| Earnings | 67 (stronger) | 33 |
| Funding & liquidity | 69 | 99 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 72nd | 68th |
| Total assets | $103.7M | $205.9M |
| Deposits / shares | $92.7M | $180.3M |
| Capital ratio | 11.78% | 12.72% (stronger) |
| Problem loans | 0.14% (stronger) | 0.37% |
| Net charge-offs | 0.06% (stronger) | 0.40% |
| Return on assets | 1.18% (stronger) | 0.33% |
| Loans ÷ deposits | 71.1% | 61.0% (stronger) |
| Uninsured deposits | 33.4% | 0.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Lacon has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Lacon leads on 4 and Cooperative Choice Network on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.