Side-by-side · Q2 2026 data
The First National Bank of Lacon vs Fortress Bank
Metric by metric
| Measure | The First National Bank of Lacon | Fortress Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 47 |
| Capital cushion | 68 (stronger) | 41 |
| Loan quality | 95 (stronger) | 34 |
| Earnings | 67 (stronger) | 54 |
| Funding & liquidity | 69 (stronger) | 55 |
| Problem-loan coverage | 98 (stronger) | 70 |
| Peer percentile | 72nd | 5th |
| Total assets | $103.7M | $897.2M |
| Deposits / shares | $92.7M | $686.5M |
| Capital ratio | 11.78% (stronger) | 9.12% |
| Problem loans | 0.14% (stronger) | 1.99% |
| Net charge-offs | 0.06% (stronger) | 0.71% |
| Return on assets | 1.18% (stronger) | 0.85% |
| Loans ÷ deposits | 71.1% (stronger) | 99.4% |
| Uninsured deposits | 33.4% | 20.3% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The First National Bank of Lacon has the higher TellerScore (78 vs 47). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Lacon leads on 6 and Fortress Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.