Side-by-side · Q2 2026 data
The First National Bank of Lacon vs Midland Federal Savings and Loan Association
Bank
Midland Federal Savings and Loan Association
Bridgeview, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Lacon | Midland Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 78 (stronger) | 51 |
| Capital cushion | 68 (stronger) | 35 |
| Loan quality | 95 (stronger) | 67 |
| Earnings | 67 (stronger) | 0 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 72nd | 8th |
| Total assets | $103.7M | $111.2M |
| Deposits / shares | $92.7M | $100.1M |
| Capital ratio | 11.78% (stronger) | 8.50% |
| Problem loans | 0.14% (stronger) | 1.00% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.18% (stronger) | -3.96% |
| Loans ÷ deposits | 71.1% | 49.4% (stronger) |
| Uninsured deposits | 33.4% | 4.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Lacon has the higher TellerScore (78 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Lacon leads on 4 and Midland Federal Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.