Midland Federal Savings and Loan Association (FDIC certificate #29980) is based in Bridgeview, Illinois. Its Q2 2026 call report shows $111.2M in total assets and $100.1M in deposits and 4 offices.
Based on its Q2 2026 filing, Midland Federal Savings and Loan Association scores 51/100, which we describe as below average. That is higher than only 8% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 292nd. Its strongest component is funding & liquidity (100/100; 49% loans-to-deposits, 5% uninsured), and its lowest is earnings (0/100; -3.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (53 → 51), mostly because the capital cushion component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 42 |
| Q3 2024 | 38 |
| Q4 2024 | 41 |
| Q1 2025 | 47 |
| Q2 2025 | 53 |
| Q3 2025 | 51 |
| Q4 2025 | 52 |
| Q1 2026 | 49 |
| Q2 2026 | 51 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.07% |
| Q3 2024 | 9.58% |
| Q4 2024 | 9.00% |
| Q1 2025 | 8.83% |
| Q2 2025 | 9.89% |
| Q3 2025 | 9.61% |
| Q4 2025 | 9.10% |
| Q1 2026 | 8.19% |
| Q2 2026 | 8.50% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.18% |
| Q3 2024 | 3.20% |
| Q4 2024 | 2.34% |
| Q1 2025 | 1.65% |
| Q2 2025 | 1.31% |
| Q3 2025 | 1.38% |
| Q4 2025 | 1.09% |
| Q1 2026 | 1.14% |
| Q2 2026 | 1.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | -2.51% |
| Q4 2024 | -2.08% |
| Q1 2025 | -0.64% |
| Q2 2025 | -0.74% |
| Q3 2025 | -1.04% |
| Q4 2025 | -1.44% |
| Q1 2026 | -4.08% |
| Q2 2026 | -3.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 51 | $111.2M | 8.50% | 1.00% | -3.96% | 49.4% |
| Q1 2026 | 49 | $116.3M | 8.19% | 1.14% | -4.08% | 44.8% |
| Q4 2025 | 52 | $116.7M | 9.10% | 1.09% | -1.44% | 44.2% |
| Q3 2025 | 51 | $120.0M | 9.61% | 1.38% | -1.04% | 37.2% |
| Q2 2025 | 53 | $121.6M | 9.89% | 1.31% | -0.74% | 37.2% |
| Q1 2025 | 47 | $121.1M | 8.83% | 1.65% | -0.64% | 30.5% |
| Q4 2024 | 41 | $119.8M | 9.00% | 2.34% | -2.08% | 22.8% |
| Q3 2024 | 38 | $114.6M | 9.58% | 3.20% | -2.51% | 21.5% |
| Q2 2024 | 42 | $114.9M | 9.07% | 3.18% | 0.23% | 22.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anna State BankBank Anna, IL | 81 out of 100, Strong | $111.6M | 12.5% | 0.02% | vs |
| Central Savings, f.s.b.Bank Chicago, IL | 75 out of 100, Strong | $111.9M | 25.5% | 0.57% | vs |
| First State Bank of Beecher CityBank Beecher City, IL | 88 out of 100, Very strong | $112.2M | 16.0% | 0.81% | vs |
| Exchange State BankBank Lanark, IL | 83 out of 100, Strong | $112.7M | 11.5% | 0.05% | vs |
| Anderson State BankBank Oneida, IL | 96 out of 100, Very strong | $108.9M | 17.3% | 0.00% | vs |
| Nashville Savings BankBank Nashville, IL | 84 out of 100, Strong | $107.9M | 12.9% | 0.00% | vs |
Deposit insurance
Is my money safe at Midland Federal Savings and Loan Association?
Yes. Midland Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 4.9% of deposits ($4.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.50%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.14% (benchmark: 10%).
4 locations
Branches
Midland Federal Savings and Loan Association lists 4 offices in 3 cities. Most locations:
- Chicago, IL (2)
- Bridgeview, IL (1)
- Homer Glen, IL (1)
Identity & history
Profile
- Legal name
- Midland Federal Savings and Loan Association
- Type
- Savings association
- FDIC certificate #
- 29980
- RSSD ID
- 820477
- Primary regulator
- OCC
- Holding company
- Midland Capital Holdings Corp
- Established
- January 1, 1914
- Headquarters
- 8929 S Harlem Ave, Bridgeview, IL 60455
- Website
- midlandfederalsavings.com
- Employees
- 63
Quick answers
Midland Federal Savings and Loan Association: common questions
Is Midland Federal Savings and Loan Association FDIC insured?
Yes. Midland Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #29980). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Midland Federal Savings and Loan Association's TellerScore?
51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Midland Federal Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #29980 in the FDIC failed bank list.
How many branches does Midland Federal Savings and Loan Association have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bridgeview
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $4.2M | 16.5% | 0.00% | vs |